Harold "Hal" L. Carmean II

President / Partner

Harold "Hal" L. Carmean II is the President and owner of Creative Wealth Management, LLC. He specializes in helping individuals and business owners avoid common financial mistakes while creating a financial model for near and long-term success. Hal has over 23 years of experience in holistic financial services, and he is also a Certified Kingdom Advisor. Hal is a frequent guest lecturer at the Salisbury University Perdue School of Business where he is active in providing internships for college students looking to gain experience. Hal also is insurance licensed and specializes in life insurance, long-term care, and estate planning.

Hal grew up on the Eastern Shore where he lives today. He regularly mentors students and adults in various capacities such as coaching, hiking in the mountains, and leadership events. Hal's wife Mandi is the Instructional Technology Specialist for Worcester Preparatory School and enjoys her experiences helping children grow. Hal and family take an active role in their local church through missionary work both domestically and internationally, and they are very involved in local and regional philanthropic activity. They have a young son, Landon, and a daughter, Adalee Elizabeth, who are their pride and joy. Both Hal and Mandi are avid sports fans and often spend their free time engaged in multiple outdoor activities.

Meet The Rest of Our Team

Tristan Jacobi, CFP®

Vice President/Partner

Tristan graduated from Slippery Rock University of Pennsylvania in December of 2017 with a degree in Finance. Following graduation, Tristan was able to begin gaining experience in the financial industry right out of downtown Pittsburgh. See Full Bio

Carol A. Verdis, FPQP®

Director Of Operations

Carol grew up in New York and moved to Delaware in 2018. She graduated from the State University of New York at New Paltz and worked as an office manager in a law firm for over 20 years. See Full Bio

Kimberly Thomas

Investment Management Analyst

Kim graduated from Saint Joseph’s University in 2008 with a Bachelor of Science in Management. Immediately after college, she began working See Full Bio